Cash and Valuables in Transit Surveys
At Group Risk Solutions, we provide expert survey and advisory services focused on the secure transportation of cash and other high-value assets. Our Cash and Valuables in Transit (CViT) assessments are designed to help underwriters, insurers, and financial institutions evaluate the full spectrum of risks associated with transit operations—from physical security and vehicle protection to personnel protocols and route planning. With deep industry knowledge and global experience, we offer practical, evidence-based insights that enhance safety, reduce exposure, and support informed insurance underwriting in this high-risk sector.
Biggest Worries
When it comes to moving cash and high-value items, our clients' biggest concerns centre around security, reliability, and reputational risk. The physical movement of money and valuables—whether between branches, cash centres, ATMs, or commercial clients—exposes organisations to a range of critical threats.
The top concerns include:
Armed robbery or hijackings, particularly during predictable routes or poorly protected handovers.
Insider threats, where staff may be complicit or vulnerable to coercion, often overlooked in internal protocols.
Loss or misappropriation in transit, especially when tracking systems, seals, or chain-of-custody procedures are weak or inconsistently applied.
Operational failure, such as breakdowns in communication, poorly maintained vehicles, or inadequate driver training, which can compromise both safety and delivery times.
Reputational damage, where any loss—whether physical or procedural—can undermine client confidence and attract regulatory scrutiny.
At Group Risk Solutions, we help our clients identify and address these concerns through targeted CViT risk assessments. Our surveys provide an independent, expert view of vulnerabilities in existing transit operations and offer clear, actionable recommendations to enhance security and reduce exposure.
Security Measures
Intelligent Protection for Cash and Valuables in Transit
At Group Risk Solutions, we advocate for a layered, intelligence-led strategy when it comes to safeguarding the movement of cash and high-value assets. Relying on a single security measure is rarely enough—true protection comes from the integration of multiple, complementary controls that work together to deter threats, detect anomalies, and respond swiftly to incidents.
Our recommendations typically focus on combining physical, procedural, and technological safeguards. These may include secure vehicle protocols, vetted personnel operating under strict procedures, route planning informed by risk data, and the use of surveillance and communication tools to maintain situational awareness throughout the journey.
Training also plays a critical role. We place strong emphasis on the preparedness of personnel to respond calmly and effectively in high-pressure situations, helping to minimise risk during unexpected events.
What makes these measures effective is their ability to limit opportunities for criminal activity, enhance visibility and control during transit, and ensure that any incidents are handled with minimal disruption or loss.
Our Cash and Valuables in Transit (CViT) surveys evaluate the practical application of these controls in real-world scenarios, providing clients with informed insights to strengthen operations and support confident underwriting.
Common Mistakes
One of the most common and costly mistakes businesses make when protecting cash and valuables in transit is underestimating the sophistication and persistence of threats. Too often, organisations rely on outdated procedures, minimal staff training, or inconsistent enforcement of policies—believing that past success or the absence of previous incidents equals ongoing safety.
Other frequent missteps include:
Predictable routing and scheduling – using the same routes and times repeatedly, which creates patterns that criminals can easily exploit.
Inadequate vetting or monitoring of staff – overlooking internal threats by failing to conduct thorough background checks, re-vetting, or behavioural monitoring of cash handling personnel.
Poor chain-of-custody controls – failing to maintain accurate documentation and secure packaging throughout the transfer process, leading to untraceable losses or disputes.
Lack of contingency planning – not preparing for breakdowns, ambushes, or communications failures, which can delay response and escalate losses in critical moments.
Outdated or poorly maintained vehicles and equipment – compromising the integrity of the transit process through neglected security systems or vehicle vulnerabilities.
At Group Risk Solutions, we help businesses recognise and correct these oversights before they result in serious incidents. Our CViT risk surveys provide a realistic, on-the-ground evaluation of existing practices, helping clients build stronger, smarter transit operations.